Auto Loans |
Auto Loan Application |
Model Year |
Term |
As Low As (APR)* |
New to 2011 |
Up to 63 Months |
3.79% |
New to 2011 |
Up to 75 Months |
4.29% |
Boats |
Boat Loan Application |
Model Year |
Term |
As Low As (APR)* |
New Untitled |
Up to 120 Months** |
7.50% |
Used 2021-2017 |
Up to 84 Months |
8.00% |
Used 2016-2011 |
Up to 48 Months |
8.50% |
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|
Motor Homes, 5th Wheel, and RV Trailers |
Model Year |
Term |
As Low As (APR)* |
New Untitled |
Up to 60 Months |
7.50% |
New Untitled |
Up to 120 Months** |
8.00% |
Used 2021-2017 |
Up to 84 Months |
8.50% |
Used 2016-2011 |
Up to 48 Months |
9.00% |
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|
|
Motorcycles |
Motorcycle Loan Application |
Model Year |
Term |
As Low As (APR)* |
New Untitled |
Up to 48 Months |
6.00% |
New Untitled |
Up to 60 Months** |
6.25% |
New Untitled |
Up to 66 Months** |
6.50% |
Used 2021-2018 |
Up to 48 Months |
6.50% |
Used 2017-2015 |
Up to 36 Months |
6.75% |
Used 2014-2011 |
Up to 30 Months |
7.00% |
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**Min. Amount Financed $20,000 |
Secured: |
|
|
100% Share or Certificate |
Fixed at 3.00 % over rate being earned on deposit |
|
Signature |
Signature Loan Application |
|
Min. of $500, Max. of $7,500 |
As low as 8.50%* |
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Second Mortgage |
Contact Credit Union for details.
|
|
Home Equity Line of Credit |
Contact Credit Union for details.
|
|
Visa |
Platinum: 7.9%* |
Classic: 12.90%* |
Secured: 11.90%* |
|
Loan Protection |
Credit Life and Credit Disability Insurance is available with most loans. This optional coverage is underwritten by CMFG Life Insurance Company. Please ask your credit union loan officer for details. |
*APR = Annual Percentage Rate. Actual rate based
on credit history. Vehicle loan to value may affect rate. Effective
December 3, 2020 and subject to change without notice.
FILING FEE: If the credit union takes a security interest in your
collateral, you will be charged a lien filing fee at the time of an
advance. The amount of the filing fee will be based upon the amount
of the fee required by state law for the credit union to obtain lien
on your property. The amount of the fee will be disclosed on the voucher.
NEGATIVE CREDIT: Rates will be 1% to 5% higher for poor credit worthiness,
such as bankruptcy, charge-offs, collections, and repossessions. COLLECTION
COST: You promise to pay all costs of collecting the amount you owe
under this agreement including court costs and reasonable attorney fees.
PREFERRED RATE: If payroll deduction or automatic payment is discontinued,
the APR will increase to the applicable rate and any increase in the
rate will result in more payments of the same amount until what you
owe has been repaid. LATE FEE: If you are more than 10 days late in
making a payment, you will pay a late charge of 5% of the payment or
a maximum of $25.00 NOTE: All loan rates are quoted as annual percentage
rates and are subject to change by board action.